EIDL loans are disaster-related working capital loans designed to help businesses recover from economic injury.
An SBA EIDL loan is an Economic Injury Disaster Loan designed to help businesses recover from disaster-related economic injury or interruptions.
These loans are intended to provide working capital so a business can continue operating during recovery.
EIDL loans are separate from traditional SBA 7(a) and 504 programs.
SBA 7(a) loans are flexible business loans that may be used for working capital, acquisitions, equipment, refinancing, and real estate.
SBA 504 loans are designed for owner-occupied real estate and major fixed asset financing with long-term repayment.
SBA Express loans offer smaller loan amounts, often up to $500,000, with a streamlined process and potentially faster decisions.
SBA Microloans provide smaller loans, generally up to $50,000, through nonprofit intermediary lenders.
SBA CAPLines are SBA-backed working capital lines designed for eligible short-term, seasonal, contract, or builder needs.
Have an SBA loan scenario to review? Market Direct Capital can help evaluate structure, eligibility, and next steps.
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