SBA 7(a) loans are flexible business loans that may be used for working capital, acquisitions, equipment, refinancing, and real estate.
An SBA 7(a) loan is the most common and flexible SBA loan program. It may be used for working capital, equipment, business acquisitions, debt refinance, and owner-occupied commercial real estate.
The maximum 7(a) loan amount is generally $5 million, subject to lender underwriting and repayment ability.
Because of its flexibility, SBA 7(a) is often the first program considered for many business financing needs.
SBA 504 loans are designed for owner-occupied real estate and major fixed asset financing with long-term repayment.
SBA Express loans offer smaller loan amounts, often up to $500,000, with a streamlined process and potentially faster decisions.
SBA Microloans provide smaller loans, generally up to $50,000, through nonprofit intermediary lenders.
SBA CAPLines are SBA-backed working capital lines designed for eligible short-term, seasonal, contract, or builder needs.
EIDL loans are disaster-related working capital loans designed to help businesses recover from economic injury.
Have an SBA loan scenario to review? Market Direct Capital can help evaluate structure, eligibility, and next steps.
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