Commercial Use - Investment Residential - Special Purpose
No Application Fees, Fast Approvals, and Quick Closings!
Since 2009, Market Direct Capital™ has been originating and placing hard money and soft money short-term interest only bridge loans, long-term conventional amortized loans, SBA 7(a) loans, SBA CDC/504 loans, and USDA business loans (B&I) with our partner network of debt fund, family office, federal bank, and private equity direct lenders.
We offer financing nationwide (where allowed by law) and welcome loan submissions directly from borrowers as well as from third party referral sources such as accountants, attorneys, consultants, financial advisors, and realtors. We also have a broker referral partner program where loan and mortgage brokers can earn commissions on closed loans they submit.
We also buy and sell performing and non-performing real estate mortgage notes and portfolios of loans and provide note-on-note financing secured by private lender loans and seller financed notes.
Bridge Loans
We offer short-term business or investment purpose hard money and soft money interest only real estate bridge loans from $1,000,000 to $75,000,000 for acquisitions, construction, debt consolidation, fix and flip, partner buy-outs, pay-offs, refinancing, renovations, repositioning, or working capital.
Permanent Loans
We offer permanent loans from $1,000,000 to $75,000,000 for the acquisition or refinancing of rented or rent ready properties and portfolios with up to a 30-year amortization and term, at industry low fixed or adjustable rates, with no points, no tax returns, and no stabilization seasoning requirements.
SBA Loans
We offer SBA 7(a) loans from $500,000 to $5,000,000 for acquisitions, buyouts, equipment, inventory, real estate, refinancing, or working capital, and SBA CDC/504 loans from $500,000 to $12,500,000 for real estate and machinery, with up to 100% financing and an amortization of up to 25 years.
USDA B&I Loans
We offer USDA B&I loans (Business and Industry) from $2,000,000 to $25,000,000 for acquisitions, equipment, inventory, real estate, refinancing, or working capital, with an amortization and term of up to 30 years. This loan program is for rural areas with a population of less than 50,0000.
The following property types are acceptable for our bridge loans, permanent loans, and note purchases (where allowed by law), but for SBA loans, properties must be 51% (60% for new construction) or more business borrower occupied:
Acceptable Property Types
Assisted Living
Assisted living centers or senior living facilities.
Automotive
Auto dealerships, repair shops, and gas stations.
Food & Beverage
Properties occupied by restaurants and/or bars.
Hospitality
Bed and breakfast, a hotel, motel, or resort.
Land
Raw land, permit ready, or building lots.
Manufacturing
Manufacturing and fabrication facilities or plants.
Marina
Single commercial boat slips or entire marinas.
Mixed Use
Mixed use retail or commercial and residential.
Mobile Home Park
Transient or permanent mobile home or RV park.
Multifamily
Apartment buildings or multi-unit properties.
Office
Office buildings or executive suite properties.
Residential
1 to 4 family investment residential homes or condos.
Retail
Retail shops, malls, c stores, or shopping centers.
Self Storage
Self-storage, mini-storage, or cold storage properties.
Special Use
Special use properties and single tenant properties.
Warehouse
Warehouse, logistics, or distribution properties.
The following are acceptable use of funds for our bridge loans, permanent loans, mortgage note acquisitions, and SBA loans:
Acceptable Use Of Funds
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Acquisitions
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Partner Buy-Outs
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Construction
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Debt Consolidation
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Entitlements
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Major Equipment
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Payables
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Refinancing
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Renovations
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Repositioning
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Soft Costs
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Working Capital
We provide short-term bridge loans, permanent loans, note purchases, and SBA loans nationwide where allowed by law, but with a primary focus on the following US states:
Acceptable Geographic Areas
*Disclaimer: Market Direct Capital LLC (MDC) evaluates and entertains real estate purchases, note acquisitions, and financing opportunities on behalf of ourselves and/or our capital partners. Acquisitions and loans are only available where allowed by law. All acquisition or loan requests are subject to our acceptance and approval in our sole discretion. Available programs and criteria are subject to change or be discontinued at any time without notice. There is no guarantee that your acquisition or loan request will be accepted for evaluation, and if accepted for evaluation, there is no guarantee that it will be approved or will close.