Since 2009, Market Direct Capital has helped businesses secure private capital, conventional bank financing, and SBA-guaranteed loans. We provide expert financing solutions, creative structuring, and lender placement.
No obligation. Discuss your business financing needs with a specialist and learn how we can help structure your request for stronger financing outcomes. You can also call us at 800-697-9792.
From flexible private capital and bank-alternative financing to creative conventional bank loans and SBA-guaranteed financing, Market Direct Capital™ provides comprehensive business capital solutions. We combine extensive lending relationships with expert structuring and professional presentation to help businesses secure financing that fits their needs. Program availability, terms, and eligibility depend on the lender and borrower’s circumstances.
Flexible funding for operating expenses, inventory, expansion, and growth through private, bank, and SBA financing.
Revolving financing to manage cash-flow cycles, inventory, and ongoing business needs.
Financing for purchasing, replacing, or refinancing business equipment.
Financing solutions for business owner-occupied and investment properties, including acquisitions, refinancing, and development.
Financing solutions for purchasing established businesses, acquiring franchises, and completing ownership transitions, with structures tailored to the transaction and buyer qualifications.
Flexible private capital and bank-alternative financing can help businesses address growth opportunities, cash-flow needs, and transactions that call for a different approach to underwriting or timing. Market Direct Capital™ helps structure and present requests to appropriate private funding sources.
Private financing for operating needs, seasonal cash flow, inventory, and expansion, including cash-flow-based structures when appropriate.
Learn moreCapital for equipment purchases, refinancing, and qualified asset-backed transactions with structures suited to the collateral and business.
Learn moreShort-term private capital for commercial property acquisitions, refinancing, and transactions requiring flexible timing or execution.
Learn moreQualified businesses may refinance up to two merchant cash advances into a private financing structure with monthly payments and terms up to 24 months.
Learn moreConventional bank loans remain a core financing option for qualified businesses. We help evaluate opportunities, structure financing requests, and prepare professional presentations for bank underwriting and credit review.
Financing for expansion, acquisitions, ownership transitions, and other qualified business purposes.
Term loans and revolving credit facilities to support operations, equipment purchases, and ongoing capital requirements.
Long-term financing for eligible business owner-occupied and investment properties, including purchases and refinancing.
SBA 7(a), CDC/504, SBA Express, and USDA Business & Industry financing are important MDC specialties. We help eligible businesses structure requests for acquisitions, working capital, equipment, expansion, and business owner-occupied real estate.
Flexible eligible uses of proceeds, subject to SBA and lender requirements.
Learn moreCDC/504 financing focuses on qualifying real estate and major fixed assets.
Learn moreOur team assists with eligibility review, financing structure, documentation, and lender presentation.
Learn moreMDC goes beyond identifying potential lenders. We help borrowers organize financial information, explain their financing objectives, and present clear, credible requests to banks, SBA lenders, and private capital sources. Business plans, projections, and credit presentations are available when the transaction calls for them.
Executive summary, market analysis, operations, ownership, and management content aligned to lender expectations.
Monthly profit and loss, cash flow, and balance sheet support with scenario planning and narrative clarity.
Sources and uses, debt service support, and sensitivity checks aligned with the requested financing structure.
Businesses carrying merchant cash advances may qualify for a private refinancing solution designed to replace up to two existing MCAs with a structured monthly payment and a term of up to 24 months. Availability and terms are subject to underwriting. This is a private financing solution, not an SBA refinance.
Start with a brief call to review your existing advances, business cash flow, and available private refinancing options. Contact us.
Answers about bank loans, private financing, SBA programs, and how MDC helps structure financing requests.
Timelines vary by program, lender, and deal complexity, but strong packaging early in the process helps reduce delays and improve overall efficiency.
Collateral requirements vary by lender and transaction, and financing decisions may consider the full picture, including cash flow, management experience, business strength, and overall structure.
Financing providers evaluate more than a single score. Cash flow, experience, projections, and the quality of the request presentation all matter.
Common uses include working capital, equipment, acquisitions, refinancing, and commercial real estate, depending on the program.
Yes. SBA programs support business owner-occupied real estate and may offer lower equity requirements than many conventional options when the structure and occupancy meet program guidelines.
New ventures may qualify when supported by relevant experience, strong planning, and well-developed financial projections. Proper preparation becomes especially important in these cases.