Professional guidance to structure, package, and place SBA financing for acquisitions, working capital, equipment, and real estate.
No obligation. Discuss your SBA financing goals with a specialist and learn how we can help structure your request for stronger financing outcomes. You can also call us at 800-697-9792.
Since 2009, Market Direct Capital™ has helped owners use SBA financing to start, buy, and grow strong businesses. Our team brings long-tenured expertise, deep lender relationships, and a repeatable process that turns a good idea into a well-positioned request. SBA loans exist to make capital more accessible, pairing competitive terms with practical flexibility for working capital, acquisitions, equipment, and real estate, so entrepreneurs can invest with confidence. We work primarily with Preferred SBA Lenders to keep decisions moving and reduce friction on the way to closing. Explore the core programs below and learn how we support packaging, projections, and placement from pre-qualification to funding.
Working capital, business acquisition, partner buyout, refinance, equipment, debt consolidation, and owner-occupied real estate.
Owner-occupied commercial real estate and major equipment with long-term structure and lower down payment potential.
Smaller requests with faster decisions for working capital, lines of credit, and equipment financing.
For eligible rural businesses. Can support real estate, equipment, working capital, and broader business growth objectives.
Short-term solutions can help you move now, stabilize the scenario, and then refinance into an SBA loan when the structure is right.
Designed to transition into SBA 7(a) or CDC/504 when eligibility and structure support the refinance path.
Learn moreMay support a later SBA refinance depending on use of funds, structure, and lender guidelines.
Learn moreSince 2009, Market Direct Capital™ has originated and placed SBA loans nationwide. Our edge is deep expertise in how business plans and financial projections must be built and presented for SBA underwriting. We prepare plans the way loan officers, underwriters, and credit teams expect to see them, so your story is clear and your numbers are defensible. Business plans and projections can make or break an SBA request, and we treat them with that level of importance.
Executive summary, market analysis, operations, ownership, and management content aligned to SBA expectations.
Monthly profit and loss, cash flow, and balance sheet support with scenario planning and narrative clarity.
Sources and uses, debt service support, and sensitivity checks aligned with the requested financing structure.
If you currently rent your business space, an SBA loan can replace rent with an ownership payment when occupancy rules and deal structure are aligned correctly.
A few quick answers to help you better understand SBA financing and how we support the process.
Timelines vary by program, lender, and deal complexity, but strong packaging early in the process helps reduce delays and improve overall efficiency.
Collateral requirements vary by lender and transaction, but many SBA approvals consider the full picture, including cash flow, management experience, business strength, and overall structure.
SBA lenders evaluate more than a single score. Cash flow, experience, projections, and the quality of the request presentation all matter.
Common uses include working capital, business acquisition, partner buyouts, refinance, equipment, debt consolidation, and business owner-occupied commercial real estate.
Yes. SBA programs support business owner-occupied real estate and may offer lower equity requirements than many conventional options when the structure and occupancy meet program guidelines.
New ventures may qualify when supported by relevant experience, strong planning, and well-developed financial projections. Proper preparation becomes especially important in these cases.
Replace high-cost merchant cash advances with a structured path to affordable SBA financing. Market Direct Capital™ helps qualified borrowers stabilize cash flow, consolidate advances, and move into longer terms with competitive rates. If a direct SBA refinance is not feasible today, we can design an interim solution that leads toward SBA eligibility.
Start with a brief call to review your advances and cash flow, then map a clear path into SBA financing. Contact us.