Loan Amounts Questions | Market Direct Capital

Questions in Loan Amounts

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SBA borrowing limits vary by program, including $5 million for 7(a), $500,000 for Express, and $50,000 for Microloans.

Maximum SBA loan amounts include $5 million for most 7(a) loans, $500,000 for Express, and $50,000 for Microloans.

There is no single minimum SBA loan amount, but Microloans are designed for smaller needs and many lenders set their own minimums.

Lenders determine SBA loan size by reviewing repayment ability, DSCR, collateral, borrower strength, and loan purpose.

Rates: Review how SBA 7(a) and 504 pricing may work.
Terms: Understand repayment periods based on the use of funds.
Requirements: Learn about eligibility, credit, collateral, and guarantees.
Down Payment: Review borrower contribution and equity injection expectations.
Use of Funds: See how SBA loans may support acquisitions, real estate, equipment, and working capital.

Have an SBA loan scenario to review? Market Direct Capital can help evaluate structure, eligibility, and next steps.

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