Finance business-use or investment property with a strategy built around the transaction. Market Direct Capital™ helps structure and place commercial real estate financing.
Commercial real estate financing can support property purchases, existing mortgage refinances, and eligible improvements. The appropriate structure depends on property type, occupancy, income, business operations, equity, and timing.
Market Direct Capital™ works with business owners and real estate investors to evaluate private capital, conventional bank financing, and SBA or USDA programs where eligible.
Investment property and owner-occupied business real estate have different underwriting requirements. We evaluate the transaction accordingly rather than treating every property as an SBA opportunity.
Office buildings, professional practices, and other qualified commercial space.
Retail centers, storefronts, and eligible mixed-use commercial properties.
Industrial buildings, distribution facilities, and warehouse properties.
Real estate purchased or refinanced for a qualifying business to occupy and operate.
Eligible income-producing multifamily properties through appropriate private or conventional sources.
Other qualified commercial investment properties, subject to lender property-type restrictions.
Different property types and occupancy structures call for different lending sources.
Flexible financing for qualified acquisitions, investment properties, bridge needs, and transactions outside traditional bank criteria.
Explore private capitalCommercial mortgages for eligible business-use and investment properties, based on cash flow, collateral, borrower qualifications, and property performance.
Explore conventional bank financingGovernment-guaranteed options for eligible business-use real estate, subject to occupancy, borrower, and program rules; not generally for passive investment property.
Explore SBA financingFinancing for a qualified purchase, including business expansion or investment acquisition.
Replacement of existing debt when the property, borrower, and transaction meet lender criteria.
Short-term private capital for qualified transactions with time-sensitive closings or a defined exit.
Commercial real estate used by the operating business, with conventional and potentially eligible SBA/USDA options.
Income-producing property financing through private capital or conventional bank sources.
Eligible property upgrades, stabilization, or repositioning where a suitable financing structure is available.
Commercial property lending depends on the real estate and the borrower. Underwriting may focus on net operating income, debt service coverage, occupancy, lease terms, property condition, loan-to-value, and the borrower's experience and financial strength.
For owner-occupied transactions, lenders also review operating business cash flow. For investment property, they focus on property income and investment-specific criteria. Bridge financing requires a credible repayment or refinance strategy.
Review the property, financing amount, intended use, occupancy, and timing.
Consider property cash flow, equity, collateral, repayment, and lender requirements.
Organize financial information and relevant real estate documentation.
Match qualified requests with suitable private capital, conventional banks, or eligible SBA/USDA programs.
Market Direct Capital™ can help evaluate your commercial property financing request and identify suitable funding sources.
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