Market Direct Capital helps commercial finance organizations, brokers, lenders, and financial professionals establish SBA lending capabilities, evaluate opportunities, develop lender relationships, and access ongoing SBA expertise when they need it.
Your organization may regularly encounter strong businesses and qualified borrowers whose financing needs could be addressed through an SBA loan. But developing an internal SBA capability requires specialized knowledge, lender relationships, structuring experience, packaging resources, and ongoing attention to SBA requirements.
The MDC SBA Partner Program provides another approach. Market Direct Capital can help your organization establish its SBA capabilities and remain available as an ongoing SBA resource as opportunities arise.
Whether you want to outsource SBA opportunities or build greater internal capabilities, MDC can provide the experience and infrastructure needed to make SBA financing a practical part of your business.
The program can be structured around the level of SBA capability your organization wants to develop internally.
Add SBA financing to your capabilities without developing a complete internal SBA operation. When an opportunity arises, your organization can bring the transaction to MDC for evaluation, structuring, lender alignment, packaging assistance, and execution support.
Your organization maintains the client relationship while gaining an experienced SBA resource behind the scenes or in direct coordination, depending on the engagement.
For organizations that want greater internal SBA capabilities, MDC can help establish the process, lender relationships, screening criteria, workflow, and practical knowledge needed to originate and work with SBA opportunities.
Once the program is established, MDC can remain available as your ongoing SBA advisor and deal desk when questions or more complex transactions arise.
The objective is not simply to provide SBA information. It is to help your organization develop a practical capability that can be used when real financing opportunities arise.
Establish the program, identify the SBA opportunities you want to pursue, and create a practical process for recognizing and handling them.
Help your team understand SBA programs, preliminary eligibility, transaction structure, borrower requirements, and when to involve MDC.
Maintain access to ongoing SBA guidance for deal screening, structuring questions, lender considerations, and unusual scenarios.
When needed, MDC can provide deeper transaction support including packaging, business plans, projections, and lender placement.
SBA lending frequently involves questions that do not fit neatly into a checklist. Equity injection, seller financing, ownership transitions, debt refinancing, use of proceeds, collateral, cash flow, and lender appetite can all affect whether a transaction works.
Instead of developing every aspect of SBA expertise internally, your organization can keep Market Direct Capital available as an ongoing resource to help evaluate the situation and determine the best path forward.
The program is designed for organizations that encounter established businesses and financing opportunities but do not necessarily maintain a dedicated SBA department.
Add SBA financing to the solutions available to clients while having an experienced resource for structuring and execution.
Develop or supplement SBA capabilities when internal expertise or dedicated SBA resources are limited.
Create another solution for good borrowers who may be better served by longer-term SBA financing.
Expand beyond equipment-only transactions when clients need broader acquisition, real estate, or working capital financing.
Offer another financing path when a client's needs or profile may be better suited to an SBA structure.
Gain an SBA resource for buyers whose acquisition financing can determine whether a transaction reaches closing.
Support franchise acquisitions, startups, and expansions where SBA financing may be an important part of the capital structure.
Add experienced SBA capability when client growth, acquisitions, ownership changes, or refinancing create financing needs.
The value of the relationship does not have to end after initial training or setup. Market Direct Capital can remain available on an ongoing advisory basis so your organization has an experienced SBA resource as new opportunities arise.
When a transaction requires additional work, MDC can also provide separately engaged services including business plans, financial projections, loan packaging, consulting, and lender placement.
If your organization encounters businesses that could benefit from SBA financing, Market Direct Capital can help you establish the capability, develop the right lender relationships, work through individual opportunities, and remain available as your ongoing SBA financing resource.