Unsecured bridge loans
When timing matters, an unsecured bridge can provide fast working capital or deal liquidity without tying up real estate collateral. These short-term facilities are structured responsibly, with a clear and documented exit plan—often to longer-term bank, SBA, or private capital programs.
When unsecured bridge financing helps
- Earnest money or equipment deposits
- Working capital for payroll, inventory, or marketing
- Short-term liquidity during refinance or acquisition closing
- Bridge to SBA or other permanent funding
Typical structure
- Amounts: typically up to $1,000,000 (case-by-case)
- Terms: 6–18 months fully amortized
- Security: generally unsecured; personal guaranty often required
- Funding speed: streamlined underwriting with fast approvals
- Exit strategy: clear path to long-term financing or repayment milestone
Common use cases
Acquisition deposits
Bridge short-term deposits or due diligence costs while packaging long-term financing.
Equipment orders
Fund vendor deposits or upfront manufacturing costs before the primary facility closes.
Operating liquidity
Cover near-term payroll, inventory, or marketing needs while transitioning to a larger credit facility.
Our approach
- Quick fit check: use of funds, amount, term, and exit plan.
- Documentation: simple financials, bank statements, and business summary.
- Lender match: align with unsecured bridge providers that fund your type of project.
- Execution: clear milestones, transparent communication, and a defined repayment strategy.
Getting started
We will review your goals, confirm eligibility, and present flexible unsecured bridge options. No obligation.
All financing is subject to credit approval, program availability, and lender guidelines. Terms and timelines are not guaranteed and may change without notice.