Revenue Based Financing

Flexible capital tied to business revenues for growth, inventory, marketing, and working capital. Fast evaluations and transparent terms with practical documentation.

Revenue-based financing

Flexible funding that aligns payments to your revenue. Ideal for growth investments where speed and simplicity matter. We help size the facility, set clear expectations, and move from evaluation to funding efficiently.

How it works

A revenue-based facility provides capital in exchange for a share of future revenues or a fixed remittance that flexes with sales. Terms are sized to performance and coverage rather than hard collateral.

  • Payments adapt to revenue cycles
  • Use of funds focused on growth and operating needs
  • No fixed collateral required in many cases

Common uses

Growth initiatives

  • Marketing and customer acquisition
  • Inventory and supplier terms
  • New product or location launch

Working capital

  • Seasonal ramps and hiring
  • Vendor deposits and short gaps
  • Bridge to receivables or next milestone

Typical eligibility

Business profile

  • Consistent monthly revenues
  • Operating history or strong pipeline
  • Clear plan for use of funds

Documentation

  • Bank statements and recent financials
  • AR or sales reports where applicable
  • Ownership and entity details

Common structures

Flexible remittance

  • Remittance percent tied to monthly revenues
  • Term adjusts with performance
  • Early payoff options reviewed case by case

Hybrid options

  • Combine with equipment or asset-based line
  • Use bridge capital to reach the next stage
  • Step down remittance as cash flow stabilizes

How the process works

  1. Pre-qualification. Revenue profile, margin, goals, and timeline.
  2. Document checklist. Bank statements, financials, and sales reports.
  3. Lender alignment. Match with capital sources that fit your revenue pattern and plan.
  4. Terms and funding. Confirm remittance structure, finalize documents, and deploy capital.

Information above is general and may not apply to every situation. Final terms, eligibility, and timing are determined by the lender. We help you set realistic expectations and present the strongest possible file.