Real Estate Bridge Loans

Business-purpose real estate bridge financing for purchase, refinance, or renovation. Interest-only terms, fast decisions, and select no-appraisal options.

Real estate bridge loans

Move quickly on time-sensitive property needs with short-term, business-purpose bridge financing. We arrange interest-only structures for purchase, refinance, renovation, or value-add, and set a clear exit to permanent debt or sale. In select cases, no-appraisal programs may be available subject to lender guidelines.

When a bridge helps

  • Property under contract and you need to close before third-party items are complete
  • Renovation or lease-up period before permanent financing
  • Balloon or interim debt maturing that requires a fast refinance

How we typically structure

  • Term: ~6–24 months, interest-only
  • Security: First lien on subject property; additional collateral case-by-case
  • Proceeds: Purchase, payoff/refi, improvements, closing costs, and documented working capital as allowed
  • Reports: Appraisal, environmental, and title as required; no-appraisal options available in select scenarios
  • Exit plan: Written path to permanent loan or sale with milestones and timing

Property types we see

  • Multifamily and mixed-use
  • Industrial and warehouse
  • Office and medical office
  • Retail and restaurant; select special use case-by-case

Example scenarios

Value-add purchase

Close with an interest-only bridge, complete renovations and lease-up, then refinance into longer-term debt at stabilization.

Refinance a maturing note

Use a short-term bridge to pay off a balloon, complete improvements, and transition to permanent financing on your schedule.

Our process

  1. Pre-qualification: Goals, leverage, timeline, and exit plan.
  2. Checklist: Rent roll, trailing financials, purchase contract or payoff data, and borrower profile.
  3. Lender match: Align with bridge providers comfortable with your asset, plan, and geography.
  4. Underwriting & terms: Coordinate third-party items, confirm structure and conditions, and keep milestones on track.

Getting started

We will confirm eligibility, outline options (including any no-appraisal paths), and set a practical timeline. No obligation.

Request bridge options Talk to a specialist

All financing is subject to credit approval, program availability, and lender guidelines. Terms and timelines are not guaranteed and may change without notice.