Programs overview
Since 2009, Market Direct Capital™ has helped owners align requests with the right structure and the right capital source. We package clear, lender-ready files and work across a curated network of private lenders, funds, and private non-bank SBA partners to keep decisions moving.
Private real estate loans
Business-purpose financing for acquisitions, refinance, renovation, and value-add. Bridge and term options available, with no-appraisal programs in select cases.
Equipment financing
Loans and leases for new or used equipment, refinance, and sale-leaseback to unlock working capital. Fast evaluations and practical documentation.
Revenue-based financing
Flexible capital tied to revenues for growth, inventory, marketing, and working capital—often without fixed collateral. Payments flex with sales.
Asset-based lending (ABL)
Working capital lines and term loans secured by A/R, inventory, and equipment. Borrowing-base availability sized to eligible collateral.
Short-term & bridge options
Move now, then refinance when the file, property, or market is ready. Real estate bridges (interest-only) and unsecured bridges up to $1,000,000 (fully amortized); equipment-secured bridge also available. Clear exit plans to permanent debt—including SBA—where appropriate.
SBA 7(a) — owner-occupied real estate (private non-bank)
Through select private non-bank SBA lenders, we arrange SBA 7(a) financing for business owner-occupied commercial real estate: purchase, eligible refinance, improvements, and related costs. Occupancy rules apply: 51%+ for existing buildings; 61%+ at completion for new construction.
CDC/504 — owner-occupied real estate (private non-bank + CDC)
Long-term, fixed-rate CDC debenture paired with a first-lien loan from a private non-bank SBA partner. Designed for facilities you operate from, with typical “50/40/10” structure and the same 51%/61% occupancy requirements.
Business plans & financial projections
Credible plans and defensible projections reduce friction. We prepare narratives, sources/uses, and three-statement models the way credit teams expect them—so reviews stay focused and timelines stay on track.
Getting started
Tell us your goals and use of funds. We’ll confirm eligibility, outline a practical structure and timeline, and match you with lenders whose credit box fits—so you can move forward with confidence.