Private Real Estate Loans

Business-purpose real estate financing for purchase, refinance, renovation, and value-add. Bridge and term options, fast decisions, and no-appraisal programs available.

Private real estate loans

Business-purpose financing for investors and operators who need speed and flexibility. We arrange bridge and term structures for purchase, refinance, renovation, and value-add. Certain programs may not require an appraisal, subject to lender guidelines and deal profile.

What we finance

Property types

  • Multifamily and mixed-use
  • Industrial and warehouse
  • Office and medical office
  • Retail and restaurant
  • Special use considered case by case

Use of proceeds

  • Acquisition and rate-term refinance
  • Cash-out for improvements or working capital
  • Renovation and reposition
  • Bridge to stabilization or sale

Common structures

Bridge loans

  • Interest-only payments
  • Typical terms 6 to 24 months
  • Light to moderate documentation
  • Flexible prepayment features in many cases

Term loans

  • Amortizing or interest-only period then amortization
  • Fixed or floating options
  • Suited for stabilized assets and longer hold plans

No appraisal options

Select programs may allow no appraisal to accelerate closing. Availability depends on leverage, property type, transaction size, and lender policy.

  • Most suitable for lower leverage or smaller balance requests
  • Pricing and loan amounts reflect conservative internal valuation
  • Third-party reports may still apply, for example environmental or title

We will confirm eligibility during pre-qualification and outline tradeoffs so expectations are clear before ordering any reports.

How the process works

  1. Pre-qualification. Goals, timeline, leverage, and property overview.
  2. Document checklist. Rent roll, trailing financials, purchase contract or payoff data, borrower profile.
  3. Lender alignment. Match with capital sources that fit the asset, plan, and timing.
  4. Underwriting and terms. Coordinate items and keep milestones on track.
  5. Closing. Final conditions, funding, and roadmap for refinance or exit if needed.

Information above is general and may not apply to every situation. Final terms, eligibility, and timing are determined by the lender. We help you set realistic expectations and present the strongest possible file.