Frequently Asked Questions
Quick answers about private lending, bridge loans, equipment financing, working capital, and our MCA to SBA transition support. If you do not see your question here, Contact us and a specialist will respond.
Getting started
Private real estate bridge loans, equipment financing, working capital loans, private non-bank SBA 7(a) and CDC/504 programs, and our MCA to SBA transition program.
Business owners and real estate investors who need speed, flexibility, and a clear funding path. We work across many industries including real estate, manufacturing, logistics, healthcare, and hospitality.
Share your goals, timing, property or equipment details, and use of funds. We review, outline options, and request a concise document list for pre-qualification.
Private real estate bridge
Interest-only payments, 6 to 36 month terms, proceeds for acquisition, refinance, renovation, or lease-up carry. Escrows and reserves sized to the plan.
Multifamily, industrial, retail, office, mixed-use, hospitality, self-storage, and special use considered case by case.
A clear takeout path such as SBA, bank, DSCR, or sale. We align terms with your projected DSCR and timeline to reduce refinance risk.
Equipment & working capital
Yes. Purchases, refinance, and sale-leaseback. Terms match asset life, with application-friendly packages for many ticket sizes.
Based on revenues, margins, seasonality, and collateral support. We structure draw or term options to match cash flow and use of funds.
Private SBA programs
7(a) offers flexible use of proceeds for acquisitions, working capital, equipment, and refinance. CDC/504 focuses on owner-occupied real estate and major equipment with long-term, fixed-rate debt.
Yes. We partner with experienced non-bank SBA lenders that offer efficient timelines and borrower-friendly structures.
MCA to SBA transition
We place an interim real estate secured facility to reduce daily or weekly MCA pressure, stabilize cash flow, and prepare the borrower for SBA eligibility.
- Interim terms 6 to 36 months with weekly payments
- Secured by real estate, position depends on profile
- Subprime credit, tax liens, or prior bankruptcy considered case by case
Process and timing
Speed depends on readiness and deal type. Private bridge can move quickly once documents are in hand. SBA timing depends on complexity, but packaging early accelerates review.
A concise set that validates use of funds, collateral, and ability to repay. We provide a checklist after initial review.
- Entity documents, ID, and business summary
- Financials, bank statements, and tax returns
- For real estate, rent roll, T-12, appraisal if available, and project plan
Credit and collateral
Yes, case by case. We focus on the whole story, including collateral, cash flow, and plan. Clear explanations and documentation are important.
Often the subject asset secures the loan. Additional collateral or guarantees may be requested based on leverage, experience, and risk.
Fees and terms
Standard third-party costs such as appraisal, title, legal, and closing fees may apply. Lender, broker, or packaging fees are disclosed upfront before you proceed.
We keep pricing transparent and confirm all terms in writing prior to engagement.
Many bridge loans include prepayment fees or step-downs. We explain options and structure terms around your exit timeline.
Fast answers
- ✔ Bridge loans for acquisition, refinance, or renovation
- ✔ Equipment and working capital options
- ✔ Private SBA 7(a) and CDC/504 programs
- ✔ MCA to SBA transition support
Need help now?
Send a brief summary of your request and we will outline options and next steps.