Equipment financing
Capital for the tools that power your business. We arrange loans and leases for new or used equipment, refinance existing obligations, and structure sale-leasebacks to unlock working capital. Our goal is fast decisions, clear documentation, and terms that fit your cash flow.
What we finance
Equipment types
- Construction, yellow iron, and lift trucks
- Manufacturing and CNC
- Medical, dental, and imaging
- Transportation and vocational vehicles
- Technology, servers, and POS
Use of proceeds
- Acquisition, new or used
- Refinance of existing debt
- Sale-leaseback to access equity
- Soft costs, delivery, and install where eligible
Common structures
Loans
- Fixed or floating rate
- Level payments or interest-only period
- Terms sized to useful life
Leases
- FMV, $1 buyout, or TRAC where applicable
- Seasonal or step payments available
- Potential tax and cash flow advantages
Sale-leaseback
Convert owned equipment into working capital while retaining use. Proceeds can support growth, inventory, or project timelines.
- Eligibility based on age, condition, make, model, and valuation
- Simple documentation and fast evaluation
- Payments structured to expected cash flow
How the process works
- Pre-qualification. Goals, budget, timeline, and equipment list.
- Document checklist. Quotes or invoices, equipment specs, business financials, and ownership info.
- Lender alignment. Match with lenders comfortable with your asset type and structure.
- Underwriting and terms. Coordinate items and finalize payment plan.
- Funding. Vendor pay or reimbursement and delivery coordination.
Information above is general and may not apply to every situation. Final terms, eligibility, and timing are determined by the lender. We help you set realistic expectations and present the strongest possible file.