Working Capital Business Loans
Working Capital Loans
Market Direct Capital™ provides working capital loans designed to help businesses manage cash flow, cover operational expenses, and capitalize on growth opportunities. Whether you need short-term liquidity or long-term funding support, our team delivers fast, flexible solutions tailored to your business model and credit profile.
Versatile Loan Options for Operational Needs
We offer conventional, private, SBA, and USDA B&I working capital financing across most U.S. states. From inventory and payroll to marketing and expansion, our programs are built to deliver capital when you need it most.
- Loan Amounts: $100,000 to $5,000,000+ (up to $25M for some programs)
- Terms: 6 months to 10 years
- Use of Funds: Payroll, inventory, vendor payoffs, marketing, soft costs, and more
- Rates: Competitive rates based on credit and program type
- Credit Profiles: Prime to Sub-Prime accepted
- Speed: Same-day approvals and closings in as little as 2 days
Types of Working Capital Financing
- Term Loans: Structured repayment over time for larger capital needs
- Lines of Credit: Flexible draw access as needed
- Revenue-Based Advances: Repayment tied to future business revenue
- Bridge-to-SBA Loans: Short-term funding while waiting for permanent financing
Who We Serve
Market Direct Capital™ works with small to mid-sized businesses in all major industries, including hospitality, healthcare, construction, logistics, manufacturing, retail, and professional services. Whether you're facing a temporary shortfall or positioning for growth, we’re ready to help.
Why Choose Us?
- Since 2009: Proven track record of helping businesses secure capital
- Broad Program Access: Conventional, SBA, USDA, and private options
- Credit Flexibility: Prime, sub-prime, and no-doc options available
- Minimal Paperwork: Streamlined applications and fast closings
Request a Free Consultation
To explore working capital options for your business, complete the form on this page or contact us today. Our experts will evaluate your needs and guide you to the best-fit financing solution.
From seasonal dips to strategic expansion, Market Direct Capital™ provides working capital loans that help businesses stay agile and competitive.