Business Purpose Bridge Loans for Prime Credit Borrowers

At Market Direct Capital™, we understand that even strong borrowers with excellent credit and high-quality properties may face situations where conventional bank loans fall short. That’s why we offer flexible, asset-based business-purpose bridge loans designed specifically for prime credit borrowers who need fast, strategic capital for real estate transactions.

Whether you're acquiring a new property, refinancing, pulling out equity, or executing a time-sensitive or transitional plan, our prime credit bridge loan solutions provide speed without sacrificing structure. We offer competitive terms and a streamlined process to help borrowers capitalize on opportunities that demand action.

Our funding partners include family offices, private equity funds, debt funds, insurance companies, federal banks, and high-net-worth individuals. This diverse capital base allows us to deliver tailored financing with loan amounts from $1 million to $25 million, terms of 6 to 36 months, and interest-only payment options.

These business-purpose loans are secured by commercial, industrial, investment residential, and special use properties and are structured around asset value, not rigid borrower or underwriting requirements. We work with both owner-occupied and investor property scenarios, offering certainty and speed when traditional channels can’t keep up.

Highlights of Our Prime Credit Business Bridge Loans

• Loan Amounts: $1 million to $75 million+
• Property Types: Commercial, Industrial, Investment Residential, Special Use
• Term Lengths: 6 to 36 months, interest-only
• Use of Funds: Acquisitions, Refinances, Cash-Out, Repositioning, Partner Buyouts
• Underwriting Focus: Based on collateral and borrower strength, and project viability

Prime Credit Bridge Loan Program Details

Loan Amounts	$1,000,000 to $75,000,000
Loan Terms	6 to 36 months Interest Only
Interest Rate	As low as 8.50%
Origination Points	2%
Exit Fee	0% to 1%
LTV	Up to 70%
Lien Position	1st Position
Geography	Nationwide Major Markets (where allowed by law)
Minimum FICO	680 (660 with a strong story)
Recourse	Full Recourse (non-recourse on a case-by-case basis)
Property Types	Multifamily, industrial (flex or warehouse), retail, office (diverse mix of tenants), self-storage, mixed-use, hospitality, mobile home parks, marinas, medical office, single family (non-owner occupied), condominiums, gas stations, and special use assets.
Loan Purposes	Acquisitions, refinance, cash-out, partner buy-outs, construction, renovations, debt consolidations, soft costs, and working capital.

If you're a strong borrower pursuing a business-purpose loan for a time-sensitive, transitional, or non-conforming opportunity, Market Direct Capital™ is ready to help you move quickly with confidence. Contact us to discuss your project today.