Flexible Equipment Loans for Business Growth

In today’s competitive business environment, staying ahead often depends on having the right equipment in place. Whether you're expanding operations, upgrading outdated assets, or seeking working capital through a sale-leaseback, Market Direct Capital™ provides equipment financing solutions designed to support long-term growth and day-to-day performance.

Our equipment loans are structured to deliver fast, flexible access to capital with minimal red tape. With loan sizes starting at $100,000 and going as high as $25 million, we accommodate a broad range of businesses and industries. Qualified applicants can receive same-week funding with simple documentation, including a one-page application and three months of bank statements for smaller requests.

Program Highlights

• Loan Sizes: $100,000 to $25,000,000 (larger deals considered case-by-case)
• Quick Application: One-page app & 3 months bank statements (for loans under $400,000)
• Lending Area: Nationwide (where allowed by law)
• Use of Funds: Equipment purchase, refinance, or sale-leaseback for working capital
• Recourse: Full recourse from any 20%+ owner (municipalities exempt)
• Minimum FICO: 540 (lower considered case-by-case)
• LTV/LTC: Up to 100%
• Loan Terms: Up to 7 years
• Funding Timeline: As fast as 2 business days
• Interest Rates: Prime + 1% to 3% (lease rates calculated by formula)
• Origination Points: 0% to 2%

Industries We Serve

Our equipment loan programs support a wide range of industries, including:

• Automotive, Aviation, and Construction
• Healthcare, Hospitality, and Fitness
• Technology, Robotics, and Telecommunications
• Manufacturing, Woodworking, and Waste Management
• Landscaping, Printing, Family Entertainment, and more

Why Choose Market Direct Capital™?

• Fast Funding: Quick closings with minimal documentation
• Tailored Structures: Flexible terms aligned to your cash flow
• High Approvals: Broad FICO range and 100% LTV options
• Nationwide Coverage: Lending available across the U.S. (where allowed)

Whether you're buying, upgrading, or tapping into equity from owned equipment, our team will help you structure the right loan for your needs. Contact us today or request a free consultation to discuss your equipment financing scenario.